List of Affiliate Programs in Nigeria That Pays Per Sign Up

If you’re in Nigeria and want to earn online through affiliate marketing, pay-per-sign-up (PPS) programs are one of the easiest ways to get started. With PPS, you earn a commission every time a referred user signs up with no sale required.

In this guide, you’ll discover the best affiliate programs in Nigeria that pay per sign-up, how much they pay, how to join, and tips to make real income.

What Is Pay-Per-Sign-Up Affiliate Marketing?

Affiliate marketing is earning a commission by promoting a company’s product or service. In pay-per-sign-up (PPS) programs, you earn when someone:

Signs up via your affiliate link
Opens a free account, registers, or subscribes
Completes a basic onboarding process

This model is beginner-friendly because it doesn’t require the referral to make a purchase.

Top Pay-Per-Sign-Up Affiliate Programs in Nigeria

1. PiggyVest Affiliate Program

PiggyVest is one of Nigeria’s most popular savings and investment apps.

Commission Model: Pay-per-sign-up + bonus
How It Works: Earn when a referred user signs up and funds their PiggyVest wallet
Why It’s Great: Trusted financial platform with large user base

Great for finance bloggers and social media influencers.

2. Kuda Bank Affiliate Program

Kuda is a leading digital bank in Nigeria with a strong referral program.

Commission Model: Paid per successful signup + bonus after first transaction
How It Works: Share your referral link — when a user signs up and is verified, you earn
Why It’s Great: Almost instant payouts and wide audience

Works well on WhatsApp, TikTok, and YouTube.

3. Opay Referral Program

Opay is a multi-service fintech platform offering wallet services, transfers, and payments.

Commission Model: Pay-per-sign-up
How It Works: Refer friends with your unique code and earn when they register
Why It’s Great: Popular with younger audiences

Best for mobile money users and influencers in Nigeria.

4. Palmpay Affiliate Program

PalmPay is another rising finance app with generous referral rewards.

Commission Model: Per sign-up bonus
How It Works: Users download via your link and register to trigger payouts
Why It’s Great: Big rewards during promotional periods

Great for affiliate marketers leveraging social media traffic

5. Jumia Affiliate Program (PPS + Other Models)

Although Jumia’s program has multiple structures, some campaigns pay per sign-up.

Commission Model: Pay-per-sign-up (limited campaigns) + Pay-per-sale
How It Works: Share product links or campaign links that reward sign-ups
Why It’s Great: Huge marketplace with lots of traffic

Best suited for bloggers and website owners

6. Betting/Casino Referral Programs (Bet9ja, 1xBet, NairaBet)

Many sports betting platforms in Nigeria run affiliate programs that pay per sign-up.

Commission Model: Pay-per-sign-up + revenue share
How It Works: Refer players and earn when they register and deposit
Why It’s Great: High payouts during promotions

Ideal for sports bloggers and prediction sites

7. Freelance Platforms (Fiverr, Upwork)

Some global freelance sites offer pay-per-user-registration campaigns via affiliate networks.

Commission Model: Pay-per-sign-up for new users
How It Works: Share your link — earn when new freelancers or clients register
Why It’s Great: International earning potential in USD

Works for career and tech bloggers.

How Much Can You Earn?

Earnings for pay-per-sign-up programs vary:

N200 – N5,000+ per signup on fintech apps
$1 – $10+ per signup on global platforms
Higher rewards during special promotions

The more targeted traffic you send, the more you earn.

Proven Ways to Promote Your Affiliate Links

Here are smart ways to get more sign-ups:

Create Valuable Content
- Write blog posts like “Top Finance Apps in Nigeria”
- Rank on Google and embed affiliate links
YouTube Tutorials
- “How to Open a Kuda Account (Step-by-Step)”
- Add your referral link in the description
Social Media Sharing
- TikTok, Instagram, Facebook posts + stories
- Include your sign-up link
WhatsApp Groups & Telegram Channels
- Share real benefits, don’t spam
- Use short link tools for tracking
Email Marketing
- Send newsletters with app reviews and referral links
- Target subscribers who are interested in finance or earning online

Tips for More Conversions

✔ Explain benefits clearly
✔ Use graphics and screenshots
✔ Highlight step-by-step sign-up process
✔ Always add a call-to-action (CTA)
✔ Test different platforms to see what converts

Conclusion

Pay-per-sign-up affiliate marketing is one of the easiest ways to earn online in Nigeria, especially for beginners. With the right strategy and consistent promotion, you can generate steady income without requiring sales.

Start with platforms like PiggyVest, Kuda, and Opay, and scale your efforts using content, social media, and messaging apps.